Understanding Insurance
Most states now have laws that support Applied Behavioral Analysis (ABA) services for autism, meaning that insurance companies must cover it.
To get coverage for autism services, start by identifying and understanding the type of insurance you have.
For example, a Fully Funded Plan, where premiums are paid by the employer and/or employee, are required by law to follow all state and federal mandates, so if your state has determined that ABA services are covered, your insurance company will pay the cost.
PPOs and HMOs are not required to follow state and federal mandates, so it’s up to the employer to decide whether ABA services are covered.
Look at your insurance card, or if you are employed, contact your HR department to determine the type of plan you have.
OTHER FUNDING METHODS
In addition to insurance, there are other ways to receive coverage for ABA services, including
Private Funding: Some families have the financial means to pay for services directly, which gives them the power to make their own decisions about treatment rather than relying on the insurance company. Families can also apply for grants from non-profit organizations that offer potential assistance.
Regional Center Funding: The region in which you reside in has a regional center that helps gaining access to multiple types of services. Please speak to our intake department for assistance in locating your regional center.
WHEN MORE SERVCES ARE NEEDED
Sometimes parents want their child to receive more services than those covered by their program.
California Behavioral Care offers the option to privately pay for such services, which can be useful when a parent wishes the child to receive services for which the child isn’t eligible, including:
- Early Intervention Services
- Applied Behavioral Analysis (ABA)
